Checking   Savings  Loans and Investments   NADA Guide  

Checking

Free Checking Account
Brady National's newest checking account is here. This new account has unlimited check writing, no minimum balance, the first 50 checks are free, cancelled checks are held in safekeeping, and BEST OF ALL - IT's FREE. To add more value to this account, a $300 overdraft privilege is automatically added after 30 days*. A $100 minimum initial deposit is required.

Five Star Plus Account
This interest checking account offers special advantages to customers who prefer to maintain a higher average balance in their checking accounts. Competitive interest rates are paid when the minimum daily balance is maintained. This account offers a low monthly service charge with the added benefit of accidental death and dismemberment insurance coverage. There is no charge for less than 40 checks written per statement cycle and Automatic Teller Machine (ATM) cards/Debit Cards are available at no cost. And, like most of our other checking accounts, a $500 overdraft privilege is offered after 30 days*. Free wallet checks.

Gold Star Plus Account
Our senior citizens checking account offers special advantages for those over 50 years of age. Minimum deposit to open this account and interest is earned on the daily balance; no card fee for your Automatic Teller Machine (ATM) card/Debit Card; a low monthly service charge with the added benefit of accidental death and dismemberment insurance coverage. No debit charge when you maintain a minimum daily balance or when you write less than 40 checks per statement cycle. A $500 overdraft privilege is added after 30 days*. Free wallet checks.

Texas Express Account
This checking account is for those who maintain low balances and prefer to use a credit card in lieu of checks. A Brady National Bank Texas Visa or Mastercard is provided with no annual fee and an ATM card is provided with no monthly charge and no local service fee. A $500 overdraft privilege is added after 30 days*. There is a charge per debit in excess of five checks per statement cycle.

NOW Account
NOW accounts are competitive interest accounts recommended for individuals, nonprofit organizations and governmental units. There is a small monthly fee if your balance falls below the required minimum. Cancelled checks are returned to you with a detailed monthly statement. There is a per check charge when exceeding more than 25 checks written per statement cycle. Interest compounded and credited to your account monthly.

Money Market Account
This account pays interest if you keep your balance above the required minimum. You can write up to three checks per month with no charge. You can also make cash withdrawals or transfer your money to other accounts without charge. Interest is compounded monthly and credited to your account at the end of each monthly statement period. There is a low minimum opening balance and a monthly service charge if your balance falls below the required minimum. A detailed statement with your cancelled checks is sent monthly.

Commercial Checking Account
Minimum deposit to open account. The small monthly maintenance and activity fee can be reduced for every $100 daily balance recorded for the month.

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Savings

Regular Savings
Savings accounts provide convenience of funds when you need them while offering competitive interest rates. $100.00 minimum deposit is required. You may make nine withdrawals per quarter from your savings account, and as many deposits as you wish. Interest is paid to your account at the end of each quarter, and a detailed statement is sent to you quarterly.

Individual Retirement Accounts
It's never too early to start planning for your retirement. With a long-term investment program, every year makes a tremendous difference. Interest begins to accrue immediately and is compounded and credited to your account quarterly. Interest is calculated on the average daily balance. Substantial penalty for early withdrawal.

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